瑞士再保险公司的研究表明保险公司近些年面临成本提升过快的难题，诉讼周期更长、律师费与专家费更高。而AI黑盒的广泛引用进一步放大了这一点，抬高了非标争议、算法审计、取证复杂度与专家证人的费用。于是每一次理赔都可能是一场关于边界与准则的司法辩论，保险公司的要先付出多少不可逆的辩护与审计成本。
"Tuning frictional behavior on the fly has been a long-standing engineering dream," said co-author Katia Bertoldi of Harvard University. "This new insight into how surface geometry governs slip pulses paves the way for tunable frictional metamaterials that can transition from low-friction to high-grip states on demand.” In addition, the dynamics revealed by these results are similar to those of tectonic faults and thus give scientists a new model for the mechanics of earthquakes, according to their new paper published in the journal Nature.
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